Indirect Loan Initiative

The Indirect Lending Initiative for Small and Medium Enterprises (SMEs) opens new horizons and channels for lending to SMEs through licensed financing companies in the Kingdom. It aims to introduce platforms and financial tools that the SME sector needs to ensure its sustainability and business growth.

The initiative enhances SME and entrepreneur lending in the Kingdom through financing companies licensed by the Saudi Central Bank. These companies, in turn, offer competitive financing solutions to SMEs, including favorable terms such as repayment schedules, financing duration, profit margins, and collateral requirements.


Loan Initiative Indirect

Lending Program for Tourism and Hospitality projects

Lending conditions give priority to the projects that are intended at least-developed cities and municipalities in the Kingdom. Maximum lending shall be 50% of project’s approved cost from Ministry of Finance and shall not exceed SR 100 million.

Tourism Loan Government

Social Development Bank

The bank is considered one of the important pillars of development in empowering citizens by providing easy financing products and programs to contribute an effective and influential role in the process of construction and development and advancing the national economy. Since its inception, the bank has witnessed fundamental developments that have positioned it to this day as one of the most important development institutions that plays an effective and influential role in the process of social and economic development within the components of our beloved nation. This came from the belief of the wise leadership in the importance of the roles it provides in the field of facilitated development financing programs for the people of this nation, on the one hand. On the other hand, supporting small and emerging enterprises as an important contributor to building the Kingdom’s economy.

Government Loans