The Indirect Lending Initiative for Small and Medium Enterprises (SMEs) opens new horizons and channels for lending to SMEs through licensed financing companies in the Kingdom. It aims to introduce platforms and financial tools that the SME sector needs to ensure its sustainability and business growth.

The initiative enhances SME and entrepreneur lending in the Kingdom through financing companies licensed by the Saudi Central Bank. These companies, in turn, offer competitive financing solutions to SMEs, including favorable terms such as repayment schedules, financing duration, profit margins, and collateral requirements.