• Kafala Program is a collaboration between the Ministry of Finance, represented by the Saudi Industrial Development Fund (SIDF) and Saudi banks, which aims to promote financing to Small and Medium Enterprises (SMEs) within the Kingdom of Saudi Arabia

• Through this program, the bank will offer credit facilities and simultaneously,Kafala Program will issue a guarantee to the bank, covering up to 1.6 million

Funding small and medium enterprises (SMEs) that might not be able to source financing through normal banking channels. 
Riyad Bank Kafala Program provides a wide range of financing solutions tailored to SMEs in the Kingdom.

Kafala program offered by Riyad Bank ensures the facilities for fixed assets purchase or capital financing for the project, as well as all works based on the contracts.